To lend or not to lend? That is the question. There is no doubt that advantages do arise from helping those in need.
The advantages towards this is that we will be able to help our friends when they are in need of cash. We might also be saving them from bankcruptcy. With the help of us, they might be able to pay off their debts and we will definitely feel better that we are helping someone who is in need.
There is also no doubt that disadvantages arise from helping those in need.
The people we lend money to may take advantage of our kindness. They might take us for granted and they will always ask for money even when they have money. They will not pay us back and we will end up at the losing end as it will get harder and harder to say no each time they ask.
So, the question of wheather we should lend or not is still open to individual opinion. But as for me, I'd rather not unless I know for sure that they really need the help. (:
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