Lending to a friend takes big consideration. If we say no, our friendship may just end like that. But if we say yes, nothing much will happen. But if we have to lend a big amount to him/her, we may not have the ability to lend him/her. This may be because we do not have the amount of money he/she wants. If we can give that particular amount to him/her, we will of course give her.
But sometimes it doesn't mean that we got the money we must give them. This is because he/she may be using that money for a unnecessary case. But life is like that. Everyone tends to use money to buy some unnecessary things. Me too! So if we did not lend her money to these things, we may be kind of helping him/her to save money too.
Another thing we must consider is that whether that person can be trusted. If we lend the money to him/her and he/she just get away with the money without paying us, then we can only say that we are stupid. :P But if that person is your long years friend and you think you can trust her, then just lend it! Some people will also lend it on their own accord whether or not that person will return him/her back.
So, lending to a friend is a good and bad thing. We must always consider first! (:
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